Posted in Smart Money Management

We're there every step of the way Like most young families we are time poor and find it difficult to keep up to date with all the changes that are happening with interest rates and bank lending criteria. We first made contact with Chris and John at FinancePath a number of years ago when we were looking at our options regarding our first home. They were able to keep things simple and clearly explained what we needed to do over the next few years to be in a position to buy and bu...

Right now is one of the most interesting times in lending that I have witnessed over the past 15 years. The focus by regulators to slow down lending to investors and now also focus their attention on unsuitable interest only loans is unprecedented in my time. What is the reasoning behind this focus? As we have discussed over the past month APRA the government regulator is concerned about inflated property prices, primarily investment properties in areas where supply outweighs dema...

Find out how many properties you need to retire. If you're like most people planning for retirement, you are probably wondering if property investment is enough to live on. You might be thinking about owning your own home i.e. not having to pay a mortgage and funding your retirement with rent money coming in from your investment properties. This article cuts straight to the chase in answering the most burning question: How many properties do I need to retire? READ MORE HERE...

3 things you ought to know before deciding where to buy. Today more than ever, knowing where to buy an investment property requires some serious leg work. We're talking about online research, face-to-face meetings, working the phones, and even hitting up social media channels. Because the more inside information you obtain about the area you invest in, the greater your peace of mind knowing you have made a smart financial move. The good news is there is a lot of information...

If you're a small business owner, here are a few simple steps worth taking to help keep your cash flow in check. You've probably noticed small business owners are often tight on time. And you're not alone if just the thought of finance admin is enough to make your palms sweat. To help get your cash flow in order giving you peace of mind as 2017 unfolds here are three easy ways to better manage your money. 1. Manage your cash flow online
Today, more than ever, tech...