Posted in Smart Money Management

Find out if it's really a good idea to reduce your mortgage as fast as possible. We've said it before, 'no one wants a loan, right?' It's true. But so is the fact that (almost) everyone wants to own a home. And, in most cases, you need a mortgage to do it. After all, home ownership is a reasonable aspiration given the security and long term economic benefits,  not to mention the sense of belonging that comes with owning a home. And, Australian Bureau of Sta...

Looking to invest? Weigh up your options with this at-a-glance guide for investing in shares versus purchasing property. If you're interested in building your wealth, it's only a matter of time before you'll start weighing into the shares vs property debate. In fact, you've probably already noticed that everyone's finance path is different. And while buying property might be right for you, investing in shares could be a smart money move for the next person. ...

Looking for an easy way to help get your personal finance in order? If you're like most people, your paper trail is probably decreasing by the day. No doubt, you already receive your bills and bank statements online, and now there are even apps and web-based tools to manage important documents such as your will, business contracts, insurance, receipts and invoices. While personal finance apps used to focus on budgeting alone, many tools now go much further. Not only can you store all of...

Why you should know the difference before seeking self employment opportunities. I remember when I started working for myself at age 24. It felt good to say I had my own business. But in reality, back then, I was really self employed. In fact, I was a contractor with one source of income and the added burden of extra paperwork when it came to paying my tax! Nevertheless, being self employed was the first step towards achieving my dream of becoming a business owner of a mortgage...

Are you really ready to turn your business ideas into reality? You're not alone if the thought of working for yourself seems like a good option. Not having to answer to anyone else might be particularly appealing. So, too, is dedicating your time to something you are truly passionate about. But, do you have what it takes? To help find out, you must ask yourself some tough questions. Because, quite simply, starting a small business takes a lot of hard work, skills, people, money...