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Don't understand why the RBA is increasing the cash rate? Find out why.

Posted by Chris Collard on 1 August 2022
Don't understand why the RBA is increasing the cash rate? Find out why.
Over the past few months, it seems like predicting the RBA’s next cash move has become a national pastime. Will the cash rate go up, down or sideways? How many times will the RBA increase the cash rate over the next year? How will it affect my family, my neighbour and the milkman? But what most people do not understand is exactly why the RBA is increasing the cash rate. Let’s explain. What has happened to the RBA cash rate since May 2022? In May 2002, the RBA increased ...
Posted in:Interest ratesPropertyfixed interest  

The million-dollar question: How will an increase in the RBA cash rate impact my home loan interest rate & repayments?

Posted by Chris Collard on 8 June 2022
The million-dollar question: How will an increase in the RBA cash rate impact my home loan interest rate & repayments?
With the cash rate increasing 0.25% last month and 0.50% this month, many of you are asking what’s the impact on me and what can I do? So how does the RBA cash rate affect interest rates and ultimately your home loan repayments? Let’s explore. What is happening with the cash rate? Until late 2021, the RBA predicted that economic conditions requiring a rate rise wouldn’t be met until late 2023 or early 2024. Rising inflation, low unemployment and wage growth has meant th...
Posted in:Interest ratesfixed interest  

Super, allowable deductions & asset write-offs - Get tax time ready.

Posted by Chris Collard on 7 June 2022
Super, allowable deductions & asset write-offs - Get tax time ready.
Whether its superannuation, allowable deductions or small business asset write-offs, working with a finance professional or going it alone, make sure you are prepared for tax time with our list of planning tips. 1. Increase in Superannuation Guarantee rate As of 1 July 2022, the Superannuation Guarantee (SG) rate rises to 10.50%, with further increases to come each year until 1 July 2025. For some people this will mean their take home pay will reduce as more of their salary is directed tow...
Posted in:TaxFinancial planningReducing Tax  

Pre-tax time checklist for property investors

Posted by Mark Attard on 30 May 2022
Pre-tax time checklist for property investors
If you’re like most property investors, trawling through boxes of receipts to tally up your allowable deductions is probably not your idea of fun. So, how can you make tax time a little easier?  Here’s our pre-tax time checklist.  1. Gather all your documents in one place The earlier you get organised, the less painful tax time will be.   To get started, gather up all the paperwork your accountant may need, from private health insurance info to rental incom...
Posted in:Tax  

What insurance do you need when buying a property?

Posted by Chris Collard on 30 May 2022
What insurance do you need when buying a property?
As we have seen with the recent east coast floods, unforeseen disasters can strike at any time. That’s why it’s so important to protect yourself and your family financially – with the right kind of insurance for when something unexpected happens. Sure, insurance may not be all that flashy and many people downright begrudge having to pay for it. But it gives you something that’s invaluable: peace of mind that your financial plans are protected, no matter what. Here ar...
Posted in:PropertyProperty InvestmentInsurance  
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