Blogs
Stay informed with the latest insights in money management.
Whether you're buying your first home, investing, launching a business, or planning for retirement, our blog offers practical insights and expert tips to help you navigate every stage of your financial journey.
Hidden mortgage trap: Why 57% of Aussies could be paying thousands in extra interest.
Posted by Chris Collard
on 20 October 2025
)
Did you know that more than half of Australian mortgage holders could be losing thousands without even realising it?Recent research from Money.com.au shows that 57% of Australians have never checked if their offset account is correctly linked to their home loan. This simple oversight could cost borrowers over $111,000 in extra interest over a 30-year loan term on a $600,000 mortgage at 5.50%.What’s going on?Many homeowners assume their lender automatically links their offset account to thei...
| Posted in:mortgageoffsethome loan health checkhidden mortgage trapoffset account |
Home loan advice for migrants entering the Australian property market.
Posted by Chris Collard
on 17 October 2025
)
Australia’s property market continues to attract migrants seeking stability, investment opportunities, and a place to call home. However, for many new arrivals, navigating the home loan process can feel overwhelming. Whether you're on a skilled visa, humanitarian visa, or permanent residency pathway, understanding your options is key to making informed decisions.Looking to buy your first home in Australia?At FinancePath, we specialise in helping migrants navigate the home loan process with e...
| Posted in:home buyingUkrainian CommunityMigrant property buying AustraliaHome loan advice for migrantsMortgage tips for new residents |
Why homeownership interest is rising among the Ukrainian community in Melbourne.
Posted by Chris Collard
on 15 October 2025
)
At FinancePath, we’ve seen a meaningful rise in homeownership inquiries from the Ukrainian community in Melbourne—a trend that reflects not only a growing sense of stability, but also a powerful desire to build a future in Australia, and we’re here to help turn that hope into homeownership.We’re proud to support the Ukrainian community on their journey to homeownership. Whether you're just starting out or ready to take the next step, our team is here to guide you with expert advice and...
Expert insights: Chris Collard on using SMSF to buy property.
Posted by Mark Attard
on 10 October 2025
)
Ever feel like your borrowing power has hit a ceiling? You’re not alone.With property prices climbing and banks tightening their lending rules, many Aussies are looking for smarter ways to invest. One option that’s getting a lot of attention is using a Self-Managed Super Fund (SMSF) to buy property.Thinking about whether this could work for you? Book a free chat now with the FinancePath team and get expert advice tailored to your goals.BOOK NOWWe sat down with Chris Collard, Director...
| Posted in:Property InvestmentSuperannuationSMSFSelf-managed super fundhome buying |
Using your SMSF to invest in property: What you need to know.
Posted by Chris Collard
on 7 October 2025
)
If you’ve ever felt like your borrowing power has hit a wall, you’re not alone. With rising property prices and tighter lending rules, many Australians are looking for smarter ways to grow their property portfolio. One strategy that’s gaining serious traction? Using a Self-Managed Super Fund (SMSF).Curious about how it works for you? Book a free chat now with the FinancePath team and explore your options.BOOK NOWLet’s break down what that means and why more people are doing it.What is...
| Posted in:Property InvestmentSuperannuationSMSFSelf-managed super fundhome buying |










