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Keep up-to-date with the latest money management news and views.

  • Want to know the steps to buying a house?
  • What makes a good investment property?
  • The pros and cons of a joint bank account?

Whether you're about to buy your first home, upgrade, invest, start a business or retire, our money management blog covers everything you need to know to make smart financial decisions.

EOFY Wrap

Posted by Chris Collard on 28 June 2018
EOFY Wrap
  It's been a big financial year and the guys are wrapping up the year by addressing some of the hot topics. Kick back, relax and watch this exhilarating video as the guys discuss the the royal commission, interest rates, changes in lending for investors and 1st home buyers and what it all means for you.                    ...
Posted in: Financepath Team Banks Interest rates Property Financial planning Investment Property Investment Buying a house Royal Commission  

Meet The Team

Posted by Mark Attard on 21 March 2018
Meet The Team
MEET THE TEAM With the new office space up and running, we are excited to introduce to you seven new faces who have joined the FinancePath team.  It's an exciting time for us as we invest in our team, as it means we have more people to help you our clients reach your goals.  Rather than give you the usual career bio of our new starters we thought we'd ask them some more personal and interesting questions to help you get to know them.     Matt Cha...
Posted in: Financepath Team  

Banking Royal Commission - what does it mean to you?

Posted by Chris Collard on 6 December 2017
Banking Royal Commission - what does it mean to you?
Like most things at the moment the Banking Royal Commission seems like it has been hanging around for ages with no one willing to take the lead. The will they, won't they question was finally answered early this week when the government announced they will conduct a Royal Commission into the banking sector. You may have read about it and seen the headlines and I'm sure you're asking, so what does all this mean and how will it affect me?  Let me try and break it down. ...
Posted in: Banks Royal Commission  

What is the difference between a chattel mortgage and a standard car loan

Posted by Mark Attard on 12 September 2017
What is the difference between a chattel mortgage and a standard car loan
The main difference between a Chattel Mortgage and a Consumer Loan is that a Chattel Mortgage is a business use loan product which means the vehicle must be used predominantly for business use, which is 50% or more business usage. The outcome of each of the loan products is the same in the sense that the financier lends you the funds and takes a financial interest or mortgage over the vehicle, which means that you own the vehicle from purchase date. If you qualify for a Chattel Mor...
Posted in: chattel mortgage car loan  

What is the difference between consumer and commercial loan

Posted by Mark Attard on 12 September 2017
What is the difference between consumer and commercial loan
It is very important to understand the difference between commercial and consumer finance in Australia before you sign any contracts. Below are some of the key points of difference between the two you must be aware of and understand. Protection The difference in protection for borrowers of consumer and commercial loans is significant. The law provides the highest level of protection to consumers borrowing for household purposes such as personal loans, car loans, home loans, credit ...
Posted in: real estate Property Commercial property Home loans Reducing Debt  
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