Blogs

Choosing the right mortgage isn’t just about rates and terms—it’s about building a strategy that fits your life.At FinancePath, we believe smart lending starts with the right questions. That’s why we don’t begin with numbers—we begin with you.BOOK NOWHere are five powerful questions your mortgage adviser should ask you before offering any recommendations—and why your answers matter more than you might think:1) What other goals or lifestyle aspirations do you have beyon...

Getting into the property market has never been easy, but Gen Z is proving that with the right mindset and strategy, it’s still possible. Instead of waiting for the “perfect” home, many young Aussies are taking a smarter, more flexible approach and it’s paying off.Let’s break down what’s really happening and why Gen Z is going “old school”.The rise of the “Stepping Stone” strategyFor many Gen Z buyers, the first home isn’t the forever home, it’s a stepping stone. This ...

With interest rates falling this year, thousands of Australians are taking a fresh look at their home loans. In fact, nearly 100,000 borrowers refinanced in the June quarter alone—that’s over 1,000 loans every day, and a 21% jump compared to last year.If you're thinking about refinancing, chat with us today and see how much you could save on your home loan.BOOK NOWSo, what’s behind this refinancing boom and could it be a smart move for you too?1) To get a better interest rate or sho...

Buying a home is one of the biggest decisions you'll make—and one of the first questions you'll face is: should you go for a brand-new build or choose an established property? Each option has its own pros and cons, and the right choice depends on your lifestyle, goals, and budget.To better understand the key differences, chat with us today, we’ll help you make a confident choice.BOOK NOWRecent research from the Housing Industry Association (HIA) shows that interest in new homes is on the ri...

If you're new to buying property, understanding your credit report is a crucial step in preparing for your home loan application. Think of it as your financial report card, it reflects how you manage debt and financial commitments, and lenders use it to assess your creditworthiness.Curious about your score?Reach out to us at FinancePath! We can check it for you and help you understand what it means for your borrowing potential.BOOK NOWWhat is a credit report?Your credit report is a d...