Posted in Property Investment

If your home has increased in value or you’ve made solid progress paying down your mortgage, you could be sitting on a powerful tool to build wealth—your home equity.At FinancePath, we help everyday Australians turn their equity into opportunity. Whether you're looking to purchase your first investment property or expand your portfolio, understanding how to leverage your equity can be a smart move toward long-term financial freedom.BOOK NOWWhat is home equity?Your home equity is ...

Buying a home or investing in property is one of the most significant financial decisions you'll ever make. It's a journey filled with excitement, anticipation, and, understandably, a few questions.At FinancePath, we understand the importance of making informed decisions, and we're here to guide you every step of the way.BOOK NOWWhether you're a first home buyer eager to step onto the property ladder or an investor looking to expand your portfolio, we've got the answers to the most pressing questi...

As the end of financial year (EOFY) approaches, it’s the perfect time to take a proactive look at your financial wellbeing—starting with your home loan. Whether you’re an owner-occupier or a property investor, reviewing your mortgage regularly ensures it’s still aligned with your goals and lifestyle.At FinancePath, we believe your loan should work for you—not the other way around. With interest rates shifting, new loan products entering the market, and life circumstances e...

Negative gearing is a hot topic in Australia right now, with many differing opinions on how it should be handled. Often in the spotlight during election periods, this investment strategy has been a point of contention due to its implications for housing affordability and the broader economy. Let's break down what it means, how it impacts property investors, and why it's such an important topic in today’s market.What is negative gearing?Negative gearing happens when the costs of owning an...

With the Reserve Bank of Australia (RBA) cutting the cash rate, interest rates have come down. So, is now a good time to buy property? The answer depends on your unique circumstances and goals, but it’s always best to get a leg up on the property ladder sooner rather than later. Here are some compelling reasons to consider jumping right in.Competitive interest ratesIn February, the central bank lowered the cash rate from a 13-year high of 4.35% to 4.10%. Many lenders, including Australia’...