Here's what's different about our approach to money management.
No one wants a home loan, right?
And, just because you have one (or several), doesn't mean you can't enjoy life right now.
Perhaps it's time to take an overseas holiday. Maybe you'd like more time off when your baby arrives. Or, what about finally buying that investment property?
To be able to afford these things - and ultimately live a life with unforgettable experiences you need to take a proactive approach to money management.
So, why use a mortgage manager like FinancePath?
Firstly, we're different to brokers (who usually set you up with a loan and forget about you after settlement).
And we're not like the big banks (who often pigeonhole you into a prefabricated product that just makes them a whole lot of money).
Secondly, transactional business is not for us. We take a personal approach to your money management. Here's how:
Your service is customised because everyone's finance path is different
You're not alone if you just want some clarity in this area of your life.
We've helped more than 1000 clients who all say the same thing. And each has their own money aspirations, income direction, tax implications and other financial considerations.
That's why we have a range of loans and a variety of lending strategies that we tailor specifically to help you achieve your money goals.
Long-term relationships count
No matter what stage of life you're at, or how much financial baggage you think you have, we're in it for the long haul.
And, because we're a boutique mortgage manager, you will always deal with the same team for the life of your loan. That's the same team for credit assessments, the monitoring of your loan repayments, interest rate adjustments and loan variations.
No more dealing with a different person every time you speak with the bank!
Active advice is the best education
In today's uncertain economy it's more important than ever to understand where your money goes and how to get on top of it.
How do we inspire and educate you to better manage your money? Our lending consultants are across all the latest services and developments on the market. We will assess and explain your financial options in a simple way that's easy to understand. And rest assured, we're salary paid so our advice is not tainted.
What our exclusive wholesale rates mean for you
We have direct access to the wholesale divisions of major Australian banks. This means, even after we add our margin (that's how we get paid), you will always get a competitive deal.
Our wholesale rates also mean, we have the flexibility to review and adjust your loan facilities at any time to make sure your loan remains competitive from the day it's approved, until your final repayment.
"Our motivation is creating the light-bulb moments throughout your life as your financial needs change." Mark Attard, FinancePath Managing Director.