Posted in Smart Money Management

Buying your first home is an unforgettable milestone, but for many first-home buyers, saving a deposit is often the biggest challenge. If you’re planning to enter the property market in 2026, having a clear savings plan can help you move toward your goal with confidence.Here are simple, practical budgeting steps to help you build your deposit.1) Set a clear savings goalStart by working out how much you need to save. Look at recent sales in the suburbs you’re interested in, then estim...

As a homeowner, your mortgage is likely one of your largest financial commitments. While it’s easy to set and forget your loan, conducting an annual review can offer significant benefits. At FinancePath, we believe that staying proactive with your mortgage can save you money and help you achieve your financial goals faster. BOOK NOWHere’s why an annual loan review is essential:1. Identify better rates and productsThe mortgage market is constantly evolving, with new products and competitiv...

Are you retirement ready? Smart financial planning for your next chapter.Retirement is more than just a milestone—it’s a new beginning. Whether you envision relaxing on the golf course, traveling in a motorhome, or spending more time with family, achieving your ideal retirement lifestyle starts with strategic financial planning.BOOK NOWHere’s what you need to consider ensuring you’re retirement ready.When do you plan to retire?Your retirement timeline depends on several personal and f...

The New Year is all about fresh starts. With 2025 fast approaching, it’s the perfect time to reflect on your finances and take steps to set yourself up for success. While the holiday season may bring extra expenses, it’s also a great opportunity to start building better financial habits for the year ahead.Review, reset, and prepare for a financially confident new yearLook Back to Move ForwardUnderstanding your current financial situation is the first step in shaping your financial future....

Getting ready to buy your first home? As your mortgage manager, we're here to help you every step of the way. It's an exciting time and it's easy to make mistakes. Here are 5 common mistakes that you should try to avoid!
1. Relying on advice from family and friends Family and friends are people you can trust, so it's understandable that you listen to their advice. However, while they may have the best of intentions, it's always best to seek independent professional advi...