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Posted in First Home Buyers

What Labor’s election win means for first home buyers.

Posted by Mark Attard on 10 June 2025
What Labor’s election win means for first home buyers.
The recent federal election saw the Labor Party secure a decisive victory, ushering in a wave of proposed housing reforms that could significantly benefit first home buyers. If you're planning to enter the property market, here’s what Labor’s housing policies could mean for your homeownership journey.Explore your options today and see how these changes could help you take the first step toward owning your home.BOOK NOW5% home deposit without Lenders Mortgage Insurance (LMI)One of the most ...
Posted in:First Home Buyersproperty purchasehome buyingelection  

Federal budget 2025: Key measures that could affect your home buying plans.

Posted by Mark Attard on 22 April 2025
Federal budget 2025: Key measures that could affect your home buying plans.
The 2025-26 Federal Budget introduced a suite of housing and cost-of-living measures designed to shape Australia’s property landscape. Below is a concise overview of the changes and the outcomes they aim to achieve—so you know what’s coming and how it might influence your plans to purchase in 2025.BOOK NOW1. Help-to-Buy scheme expansionWhat’s changing:Government equity contribution increased to up to 40% of a home’s purchase price.Income caps raised to $100,000 for individuals and $...
Posted in:First Home Buyersproperty purchasehome buyingfederal budget  

Is now a good time to buy property?

Posted by Chris Collard on 25 March 2025
Is now a good time to buy property?
With the Reserve Bank of Australia (RBA) cutting the cash rate, interest rates have come down. So, is now a good time to buy property? The answer depends on your unique circumstances and goals, but it’s always best to get a leg up on the property ladder sooner rather than later. Here are some compelling reasons to consider jumping right in.Competitive interest ratesIn February, the central bank lowered the cash rate from a 13-year high of 4.35% to 4.10%. Many lenders, including Australia’...
Posted in:Property InvestmentHome loansFirst Home Buyersproperty investorsproperty purchaseRBAcash rate  

Should you build or buy a home?

Posted by Chris Collard on 19 February 2025
Should you build or buy a home?
When you're looking for a new home, one of the biggest decisions is whether to build a new one or buy an existing property. Each option has its own benefits and challenges, and understanding these can help you make the best choice for your situation.Building a home lets you design everything to your liking, from the layout to the finishes. You might save on stamp duty and qualify for grants if you're a first-time builder. However, building can take a long time, face delays, and come with unexpe...
Posted in:Home loansFirst Home BuyersHomeownershiphome buying  

Top 5 home buying trends to watch in 2025.

Posted by Chris Collard on 28 January 2025
Top 5 home buying trends to watch in 2025.
Thinking about buying a home in 2025? The property market is evolving, bringing both opportunities and challenges for buyers. Whether you’re saving for your first home, upgrading, or investing, staying informed about the latest trends can help you make confident and informed decisions.Here are five key trends to watch in 2025:1. Interest rates: A cut may be comingAfter holding steady throughout 2024, interest rates are poised for potential cuts, with some economists predicting reductions as...
Posted in:Property InvestmentHome loansFirst Home Buyershome buying  
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