Posted in First Home Buyers

If you're in the market for a new property, follow this checklist to make sure you have considered your money management, the property location, exterior and interior before making an offer. There's no doubt buying a new home can be overwhelming with many considerations to make and pros and cons to way up. After all, it's a huge investment so you want to choose the right property. To help, we've created this extensive checklist for buying a house. Use it during your...

If you're a first home buyer, here's how to tell if your numbers stack up. There's no doubt, this is one of the most frequently asked questions at FinancePath HQ. So, if you're trying to decide whether to keep renting and wait for house prices to cool or buy now. Read on. With the metro Melbourne median house price reaching $822,000 (*reiv), many people are finding it impossible to save the traditional 20 per cent deposit required to purchase their first home.
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Over the last 6 months this is one of the most common questions I have been asked. It's not a new question. It comes around every so often, normally after clients have read an article in one of the daily newspapers or watched a Today Tonight expose' on the crash that has to happen. I myself read an article last week that shared an overseas investment research houses assessment of our property market. For an overseas research house it was quite balanced and thorough but like...

We're there every step of the way Like most young families we are time poor and find it difficult to keep up to date with all the changes that are happening with interest rates and bank lending criteria. We first made contact with Chris and John at FinancePath a number of years ago when we were looking at our options regarding our first home. They were able to keep things simple and clearly explained what we needed to do over the next few years to be in a position to buy and bu...

Saving for the holiday season Firstly, a holiday budget should include ALL your expenses. Often the biggest holiday spending culprits aren't just the gifts you put under the tree, there are also the annual get-togethers with friends, tickets for raffles around the office to support local charities, teacher gifts, the office Secret Santa - the list goes on. Here are five ways to have a great holiday season on a budget:
Make a list
Make a list of who you have to shop for...