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Posted in First Home Buyers

All you need to know about off the plan contracts.

Posted by Chris Collard on 12 February 2019
All you need to know about off the plan contracts.
Considering buying a property off the plan? It sounds good in theory, with the possibility of stamp duty concessions and other benefits for first home buyers. But in 2018 there were quite a few people who got caught out by the hidden risks. Read on to find out what you need to know if you're thinking about buying off the plan this year, or if you're having second thoughts about an off the plan purchase. What does 'buying off the plan' mean? When you buy 'off the...
Posted in: real estate Property Buying a house Building Upgrading your Home First Home Buyers  

How to pick the right colour for your home

Posted by Mark Attard on 30 January 2019
How to pick the right colour for your home
Selecting paint colours is all fun and games until someone has to pick a white. With a kaleidoscope of hues to choose from, it can be overwhelming knowing which one will best complement your home's overall aesthetic and mood. So, if you're looking for a little interior tint-spiration, Dulux colour expert Andrea Lucena-Orr shares her top dos and don'ts for working with colour. Picking paint colours for your home is never black and white. You can sift through swatches until y...
Posted in: Home staging Interior styling real estate Property Upgrading your Home First Home Buyers  

Saving for the holiday season

Posted by Chris Collard on 21 November 2018
Saving for the holiday season
Firstly, a holiday budget should include ALL your expenses. Often the biggest holiday spending culprits aren't just the gifts you put under the tree, there are also the annual get-togethers with friends, tickets for raffles around the office to support local charities, teacher gifts, the office Secret Santa - the list goes on.   Here are six ways to have a great holiday season on a budget.
Make a list Make a list of who you have to shop for and ask yourself if y...
Posted in: Small Businesses Smart Money Management First Home Buyers Retirement Upgrade My Home  

Why is a loan pre-approval so important?

Posted by Mark Attard on 11 October 2018
Why is a loan pre-approval so important?
Pre-approval is a green light from a lender. Put simply, it confirms you're eligible to apply for a home loan up to a certain amount. Essentially, the lender checks your financial circumstances, to decide if you'll meet their criteria and can afford to repay a mortgage. A home loan pre-approval usually lasts for three to six months and gives you a set budget during your property search. Here's why home loan pre-approval is so important. To confirm your borrowing power B...
Posted in: Online finance tools Pre-approval Debt Property planning Home loans Buying a house Upgrading your Home First Home Buyers Building Wealth  

Directors' Report - Oct 10

Posted by Chris Collard on 10 October 2018
Directors' Report - Oct 10
Welcome to the next edition of the Directors' Report The guys are back in front of the camera, giving you an update on the first quarter of the financial year. With the Royal Commission still in the headlines, Chris and Mark provide a balanced view on the findings so far and what to expect from here. All properties and personal circumstances are different and if you need to know what your options are please give us a call on 1300 780 440. Watch Now   ...
Posted in: Financepath Team Banks Financial planning financial stress Royal Commission First Home Buyers Retirement Building Wealth Upgrade My Home Reducing Debt  
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