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Posted in Building Wealth

6 negotiation tactics for Spring property buyers

Posted by Chris Collard on 11 October 2018
6 negotiation tactics for Spring property buyers
With home values and auction clearance rates softening in our Spring property markets, buyers will have the upper hand when it comes to negotiating on price. So, it's a good idea to arm yourself with some sharp bargaining tactics before diving in.
Nobody wants to pay more than the current market value for a home. Here are six negotiation tactics to help you get the right price on your Spring property purchase.   1. Research the market value in advance When it comes t...
Posted in: real estate Property Financial planning Property Investment Home loans Buying a house Building Wealth Upgrade My Home  

Why is a loan pre-approval so important?

Posted by Mark Attard on 11 October 2018
Why is a loan pre-approval so important?
Pre-approval is a green light from a lender. Put simply, it confirms you're eligible to apply for a home loan up to a certain amount. Essentially, the lender checks your financial circumstances, to decide if you'll meet their criteria and can afford to repay a mortgage. A home loan pre-approval usually lasts for three to six months and gives you a set budget during your property search. Here's why home loan pre-approval is so important. To confirm your borrowing power B...
Posted in: Online finance tools Pre-approval Debt Property planning Home loans Buying a house Upgrading your Home First Home Buyers Building Wealth  

Directors' Report - Oct 10

Posted by Chris Collard on 10 October 2018
Directors' Report - Oct 10
Welcome to the next edition of the Directors' Report The guys are back in front of the camera, giving you an update on the first quarter of the financial year. With the Royal Commission still in the headlines, Chris and Mark provide a balanced view on the findings so far and what to expect from here. All properties and personal circumstances are different and if you need to know what your options are please give us a call on 1300 780 440. Watch Now   ...
Posted in: Financepath Team Banks Financial planning financial stress Royal Commission First Home Buyers Retirement Building Wealth Upgrade My Home Reducing Debt  

10 Open inspection tips for home buyers

Posted by Mark Attard on 9 October 2018
10 Open inspection tips for home buyers
Spring is here and if you're in the market to buy a property during the busiest time of year, you'll be hitting the open inspection circuit in a big way! Vendors and real estate agents will be using their best tactics to make you fall in love with their properties and entice you to pay top price. Here are some tips to help you see past the cosmetics and help you determine the right price to pay for the home of your dreams.   Do some research beforehand Vendors and ...
Posted in: real estate Property Property Investment Home loans Buying a house Success First Home Buyers Retirement Building Wealth  

Biggest money mistakes you didn't know you were making

Posted by Chris Collard on 30 September 2018
Biggest money mistakes you didn't know you were making
A few home truths about building a home and all that surrounds it. We all know saving for a deposit can be hard work. For many, it can take years of saving and planning to buy your first home. It's a big goal to achieve and the reality is we see people making the same common mistakes. Metricon recently spoke with our Director Chris Collard to discuss the eight biggest blunders you probably didn't know you were making. It's an insightful article and one all first home buyers...
Posted in: spending Smart Money Management First Home Buyers Building Wealth Upgrade My Home Reducing Debt  
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