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Posted in Upgrade My Home

Lower interest rates = competitive home loan

Posted by Mark Attard on 11 July 2019
Lower interest rates = competitive home loan
Great news for homeowners and property buyers this month. Home loan interest rates have fallen again. If you're in the market for a home or want to invest in property, now is a good time get pre-approval on a competitive home loan. Interest rate news At its July meeting, the Reserve Bank of Australia (RBA) decided to cut the official cash rate for the second month in a row, bringing it to just 1% p.a. a new historical low. Many analysts agree there will likely be at least one m...
Posted in: selling Interest rates Investment Home loans Buying a house Building Wealth Upgrade My Home  

What's the right loan for your renovation?

Posted by Chris Collard on 7 May 2019
What's the right loan for your renovation?
Renovating your home or investment property is a fantastic way to add value. But what's the right way to finance the renovation project you have in mind? There are several ways to finance a renovation the option that will work best for you depends on the size of your project, your budget, financial circumstances and your goals. Here's an outline of some of the finance options to get your renovation dreams off the ground! Construction Loan Construction loans are a gr...
Posted in: Interior styling real estate Property Renovating Property Investment Home loans Buying a house Upgrade My Home  

Saving for the holiday season

Posted by Chris Collard on 21 November 2018
Saving for the holiday season
Firstly, a holiday budget should include ALL your expenses. Often the biggest holiday spending culprits aren't just the gifts you put under the tree, there are also the annual get-togethers with friends, tickets for raffles around the office to support local charities, teacher gifts, the office Secret Santa - the list goes on.   Here are six ways to have a great holiday season on a budget.
Make a list Make a list of who you have to shop for and ask yourself if y...
Posted in: Small Businesses Smart Money Management First Home Buyers Retirement Upgrade My Home  

6 negotiation tactics for Spring property buyers

Posted by Chris Collard on 11 October 2018
6 negotiation tactics for Spring property buyers
With home values and auction clearance rates softening in our Spring property markets, buyers will have the upper hand when it comes to negotiating on price. So, it's a good idea to arm yourself with some sharp bargaining tactics before diving in.
Nobody wants to pay more than the current market value for a home. Here are six negotiation tactics to help you get the right price on your Spring property purchase.   1. Research the market value in advance When it comes t...
Posted in: real estate Property Financial planning Property Investment Home loans Buying a house Building Wealth Upgrade My Home  

Directors' Report - Oct 10

Posted by Chris Collard on 10 October 2018
Directors' Report - Oct 10
Welcome to the next edition of the Directors' Report The guys are back in front of the camera, giving you an update on the first quarter of the financial year. With the Royal Commission still in the headlines, Chris and Mark provide a balanced view on the findings so far and what to expect from here. All properties and personal circumstances are different and if you need to know what your options are please give us a call on 1300 780 440. Watch Now   ...
Posted in: Financepath Team Banks Financial planning financial stress Royal Commission First Home Buyers Retirement Building Wealth Upgrade My Home Reducing Debt  
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