Posted in budget savvy

The festive season is all about celebrating, relaxing, and spending time with loved ones. But let’s be honest – it can also put serious pressure on the household budget, especially with the rising cost of living.According to Moneysmart, Aussies are expected to spend almost $800 in the lead-up to Christmas, and 34% plan to spend $1,000 or more. For many households, that extra cash can turn Christmas from magical to stressful.The good news? A little planning goes a long way. Here are our to...

With today’s cost-of-living pressures, winter can be a challenging time financially for households, especially with soaring electricity and gas bills. At FinancePath, we understand the importance of keeping your home comfortable without breaking the bank. BOOK NOWHere are seven practical and budget-friendly ways to manage your energy costs this winter.1. Be smart about heatingChoose your heating wisely. According to Choice, reverse-cycle air conditioning is the most cost-effective way to he...

The New Year is all about fresh starts. With 2025 fast approaching, it’s the perfect time to reflect on your finances and take steps to set yourself up for success. While the holiday season may bring extra expenses, it’s also a great opportunity to start building better financial habits for the year ahead.Review, reset, and prepare for a financially confident new yearLook Back to Move ForwardUnderstanding your current financial situation is the first step in shaping your financial future....

Managing a mortgage can be challenging, especially when faced with growing expenses. However, with a clear plan, you can make significant progress towards paying off your home loan sooner. Here are our 7 practical tips to help boost your savings. 1. Implement and monitor a budget Use our Budget Planner to categorise your spending & quickly review your finances. Regular checks can help ensure you’re adhering to your budget and savings goals. 2. Develop a sustainable plan to cut ...

  Is a small budget holding you back from property investment? Think again! You might be surprised to learn that you don’t need a hefty bank balance to dive into the property market. Let’s see how you could make this dream a reality. 1. Unlock Your Home’s Potential Through Equity Equity is the difference between your property’s market value and what you owe the bank. For instance, if your home is worth $800,000 and you owe $500,000, you have $300,000 in equit...