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Posted in refinancing

Feeling overcharged on your mortgage? Here’s how to get a better rate.

Posted by Mark Attard on 2 December 2025
Feeling overcharged on your mortgage? Here’s how to get a better rate.
If you’ve been wondering whether your home loan rate is as competitive as it could be, you’re not alone. New research from Agile Market Intelligence shows that nearly half of borrowers who feel they’re getting a worse deal than the market is extremely likely to switch lenders within a year.If that sounds like you, don’t wait, talk to FinancePath today. We’re here to help you explore your options and potentially lock in a lower rate that suits your goals.BOOK NOWWhy more Aussies are ...
Posted in:Interest ratesRefinancerefinancingloyalty tax  

Refinancing trends in Australia and how they affect your mortgage.

Posted by Mark Attard on 24 October 2025
Refinancing trends in Australia and how they affect your mortgage.
After three interest rate cuts this year, the home loan landscape in Australia has shifted—and for many homeowners, that’s great news. With rates dropping and new opportunities emerging, now’s the time to explore whether refinancing could work in your favour. The right move could mean big savings and a more flexible loan setup. Reach out to us today to know your options.BOOK NOWMore Australians are refinancing their home loans, escaping what’s known as “mortgage prison” and findin...
Posted in:Home loansmortgageRefinanceAustraliarefinancing  

Is it time to refinance? How refinancing could save you thousands!

Posted by Chris Collard on 26 September 2025
Is it time to refinance? How refinancing could save you thousands!
With interest rates falling this year, thousands of Australians are taking a fresh look at their home loans. In fact, nearly 100,000 borrowers refinanced in the June quarter alone—that’s over 1,000 loans every day, and a 21% jump compared to last year.If you're thinking about refinancing, chat with us today and see how much you could save on your home loan.BOOK NOWSo, what’s behind this refinancing boom and could it be a smart move for you too?1) To get a better interest rate or sho...
Posted in:Refinancerefinancing  

2025 Refinance trends: Is it time to rethink your home loan?

Posted by Mark Attard on 9 September 2025
2025 Refinance trends: Is it time to rethink your home loan?
With inflation heading in the right direction and the Reserve Bank of Australia (RBA) cutting the cash rate three times this year, many Aussies are wondering:Is now a good time to refinance?The short answer? It depends on your personal situation and goals. But there are some strong signs that now could be a great time to take a closer look at your home loan.Inflation is settling down.The latest inflation data is promising. The RBA’s preferred measure trimmed mean inflation is now sitting co...
Posted in:Home loansInterest ratesRefinanceRBArefinancing  

Refinancing your home loan: A step-by-step guide.

Posted by Mark Attard on 3 January 2025
Refinancing your home loan: A step-by-step guide.
Refinancing your home loan can help you secure a loan that better meets your current needs. Follow our step-by-step guide to understand the refinancing process and make an informed decision.What is refinancing?Refinancing involves taking out a new home loan to replace your existing one. The new loan pays off your current loan, and you begin making repayments on the new loan.Why refinance your home loan?People usually refinance their home loans to secure a loan that better suits their current ...
Posted in:Home loansRefinancerefinancing  
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