Posted in home buying

If you’ve been struggling to break into the property market, recent changes to the First Home Guarantee Scheme could be the breakthrough you’ve been waiting for.What’s new?The First Home Guarantee Scheme has undergone significant changes in 2025, especially in Melbourne:Price cap increased from $800,000 to $950,000
 Income limits removed, making more buyers eligible
 5% deposit scheme proposed, reducing upfront costs
 Melbourne market opportunityLet’s say you were...

If you’ve been dreaming of owning your first home, there’s big news that could make it easier than ever to take that next step.Starting 1 October, the government is expanding the Home Guarantee Scheme, allowing eligible buyers to purchase a property with just a 5% deposit, and no lenders mortgage insurance (LMI). That’s a potential saving of tens of thousands of dollars.BOOK NOWWhat’s changing?No income limits – anyone buying their first home can apply.Higher property price caps –...

Buying a home or investing in property is one of the most significant financial decisions you'll ever make. It's a journey filled with excitement, anticipation, and, understandably, a few questions.At FinancePath, we understand the importance of making informed decisions, and we're here to guide you every step of the way.BOOK NOWWhether you're a first home buyer eager to step onto the property ladder or an investor looking to expand your portfolio, we've got the answers to the most pressing questi...

Buying a home is a significant milestone, and for many Australians, it can feel like a daunting task. But with the Australian Government’s Help to Buy scheme, your dream of home ownership is closer than you think. At FinancePath, we’re here to guide you through this fantastic opportunity and help you make the most of it. BOOK NOWLet’s dive into how the Help to Buy scheme can benefit you.What is the Help to Buy Scheme?The Help to Buy scheme is a shared equity program designed to make hom...

Buying a home is a dream for many Australians, and while it can seem challenging, it’s definitely achievable with the right approach. At FinancePath, we’re here to help you navigate the process and turn your dream into reality.BOOK NOW1. High property prices? No problem!Yes, property prices can be high, especially in cities like Sydney and Melbourne. For example, the median house price in Sydney is approximately 70% higher than in Melbourne, with a difference of over $600,000. But wi...