Posted in home buying

Getting into the property market has never been easy, but Gen Z is proving that with the right mindset and strategy, it’s still possible. Instead of waiting for the “perfect” home, many young Aussies are taking a smarter, more flexible approach and it’s paying off.Let’s break down what’s really happening and why Gen Z is going “old school”.The rise of the “Stepping Stone” strategyFor many Gen Z buyers, the first home isn’t the forever home, it’s a stepping stone. This ...

Buying a home is one of the biggest decisions you'll make—and one of the first questions you'll face is: should you go for a brand-new build or choose an established property? Each option has its own pros and cons, and the right choice depends on your lifestyle, goals, and budget.To better understand the key differences, chat with us today, we’ll help you make a confident choice.BOOK NOWRecent research from the Housing Industry Association (HIA) shows that interest in new homes is on the ri...

If you're new to buying property, understanding your credit report is a crucial step in preparing for your home loan application. Think of it as your financial report card, it reflects how you manage debt and financial commitments, and lenders use it to assess your creditworthiness.Curious about your score?Reach out to us at FinancePath! We can check it for you and help you understand what it means for your borrowing potential.BOOK NOWWhat is a credit report?Your credit report is a d...

If you’ve been struggling to break into the property market, recent changes to the First Home Guarantee Scheme could be the breakthrough you’ve been waiting for.What’s new?The First Home Guarantee Scheme has undergone significant changes in 2025, especially in Melbourne:Price cap increased from $800,000 to $950,000
 Income limits removed, making more buyers eligible
 5% deposit scheme proposed, reducing upfront costs
 Melbourne market opportunityLet’s say you were...

If you’ve been dreaming of owning your first home, there’s big news that could make it easier than ever to take that next step.Starting 1 October, the government is expanding the Home Guarantee Scheme, allowing eligible buyers to purchase a property with just a 5% deposit, and no lenders mortgage insurance (LMI). That’s a potential saving of tens of thousands of dollars.BOOK NOWWhat’s changing?No income limits – anyone buying their first home can apply.Higher property price caps –...