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Posted in property purchase

New vs established homes: Which is better for Melbourne buyers?

Posted by Chris Collard on 19 September 2025
New vs established homes: Which is better for Melbourne buyers?
Buying a home is one of the biggest decisions you'll make—and one of the first questions you'll face is: should you go for a brand-new build or choose an established property? Each option has its own pros and cons, and the right choice depends on your lifestyle, goals, and budget.To better understand the key differences, chat with us today, we’ll help you make a confident choice.BOOK NOWRecent research from the Housing Industry Association (HIA) shows that interest in new homes is on the ri...
Posted in:First Home Buyersproperty purchasehome buyingfirst home guarantee  

What is a credit report and why it matters for your mortgage.

Posted by Mark Attard on 16 September 2025
What is a credit report and why it matters for your mortgage.
If you're new to buying property, understanding your credit report is a crucial step in preparing for your home loan application. Think of it as your financial report card, it reflects how you manage debt and financial commitments, and lenders use it to assess your creditworthiness.Curious about your score?Reach out to us at FinancePath! We can check it for you and help you understand what it means for your borrowing potential.BOOK NOWWhat is a credit report?Your credit report is a d...
Posted in:First Home Buyersmortgagecredit reportproperty purchasehome buying  

First home buyer scheme changes make home ownership more achievable.

Posted by Chris Collard on 10 September 2025
First home buyer scheme changes make home ownership more achievable.
If you’ve been struggling to break into the property market, recent changes to the First Home Guarantee Scheme could be the breakthrough you’ve been waiting for.What’s new?The First Home Guarantee Scheme has undergone significant changes in 2025, especially in Melbourne:Price cap increased from $800,000 to $950,000
 Income limits removed, making more buyers eligible
 5% deposit scheme proposed, reducing upfront costs
 Melbourne market opportunityLet’s say you were...
Posted in:First Home Buyersproperty purchaseHomeownershiphome buying5% deposit schemefirst home guarantee  

What Labor’s election win means for first home buyers.

Posted by Mark Attard on 10 June 2025
What Labor’s election win means for first home buyers.
The recent federal election saw the Labor Party secure a decisive victory, ushering in a wave of proposed housing reforms that could significantly benefit first home buyers. If you're planning to enter the property market, here’s what Labor’s housing policies could mean for your homeownership journey.Explore your options today and see how these changes could help you take the first step toward owning your home.BOOK NOW5% home deposit without Lenders Mortgage Insurance (LMI)One of the most ...
Posted in:First Home Buyersproperty purchasehome buyingelection  

Federal budget 2025: Key measures that could affect your home buying plans.

Posted by Mark Attard on 22 April 2025
Federal budget 2025: Key measures that could affect your home buying plans.
The 2025-26 Federal Budget introduced a suite of housing and cost-of-living measures designed to shape Australia’s property landscape. Below is a concise overview of the changes and the outcomes they aim to achieve—so you know what’s coming and how it might influence your plans to purchase in 2025.BOOK NOW1. Help-to-Buy scheme expansionWhat’s changing:Government equity contribution increased to up to 40% of a home’s purchase price.Income caps raised to $100,000 for individuals and $...
Posted in:First Home Buyersproperty purchasehome buyingfederal budget  
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