Posted in mortgage

In the wake of 13 consecutive cash rate hikes through 2022 and 2023, many aspiring homeowners and current mortgage holders are feeling uncertain. Worried about achieving your home ownership dream, perhaps you’re questioning what steps to take towards your property investment goals, or you just don’t know what the right thing to do is? In such times, having a skilled professional by your side is invaluable. We are equipped to guide you through your property journey, amidst the cu...

If you’re concerned about how to best manage your money, struggling to cover your mortgage repayments and other living expenses, you’re not alone. Recent data shows that more Australian homeowners are facing mortgage stress than ever before. Here are some tips to help you better manage your finances and make your next mortgage repayment. 1) Create a Realistic Budget Understand your financial situation by creating a realistic budget that includes all your income sources and exp...

Managing a mortgage can be challenging, especially when faced with growing expenses. However, with a clear plan, you can make significant progress towards paying off your home loan sooner. Here are our 7 practical tips to help boost your savings. 1. Implement and monitor a budget Use our Budget Planner to categorise your spending & quickly review your finances. Regular checks can help ensure you’re adhering to your budget and savings goals. 2. Develop a sustainable plan to cut ...

  Given recent interest rate movements and a significant number of fixed-rate loans due to expire this year, refinancing is on many borrowers’ minds. If you fall into this category, you may wonder how much refinance costs. Let us break down typical refinance costs for you. 1. Mortgage application fee If you’re switching lenders, you will likely have to pay a mortgage application or establishment fee. This covers the cost to your new lender of processing your applica...

Understanding all the different parties involved in buying a property can be a minefield.   The real estate agent. The building and pest inspectors. The mortgage manager. The buyer’s agent. The auctioneer.  Well, here’s another one to add to the list – the conveyancer. Conveyancing is an important piece of the puzzle to ensure things go to plan with your shiny new property acquisition. Let us explain.  What is a conveyancer?  Conveyancing...