Posted in property investors

If you’ve been waiting for the right time to restructure your loan or enter the property market, the Reserve Bank of Australia (RBA) may have just handed you the perfect opportunity.What’s changed?Over the past six months, the RBA has reduced the cash rate three times by 0.25%—a total drop of 0.75%. These cuts have a direct impact on your borrowing capacity and monthly repayments.Borrowing power boost
This means you could now afford a property priced $93,750–$187,500 higher than befo...

With so many home loan options on the market, navigating the lending landscape can feel overwhelming. Should you go with a Big Four bank or a smaller lender? Is a fixed-rate or variable home loan the better choice right now?It’s no surprise that more Australians are choosing to work with a mortgage adviser to simplify the process and make smarter financial decisions. In fact, mortgage advisers now account for a record 76% of all home loans written—a clear sign that borrowers value expert ...

If your home has increased in value or you’ve made solid progress paying down your mortgage, you could be sitting on a powerful tool to build wealth—your home equity.At FinancePath, we help everyday Australians turn their equity into opportunity. Whether you're looking to purchase your first investment property or expand your portfolio, understanding how to leverage your equity can be a smart move toward long-term financial freedom.BOOK NOWWhat is home equity?Your home equity is ...

When you're preparing to apply for a home loan, every detail of your financial profile matters—including your spending habits. One area that lenders are increasingly paying attention to is gambling activity.At FinancePath, we’re here to help you understand how your financial behaviours can impact your ability to secure a home loan, and what you can do to put your best foot forward.BOOK NOWWhy lenders look at gambling activityAs part of the home loan application process, lenders conduct a t...

Buying a home or investing in property is one of the most significant financial decisions you'll ever make. It's a journey filled with excitement, anticipation, and, understandably, a few questions.At FinancePath, we understand the importance of making informed decisions, and we're here to guide you every step of the way.BOOK NOWWhether you're a first home buyer eager to step onto the property ladder or an investor looking to expand your portfolio, we've got the answers to the most pressing questi...