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Posted in 5% deposit scheme

First home buyer scheme changes make home ownership more achievable.

Posted by Chris Collard on 10 September 2025
First home buyer scheme changes make home ownership more achievable.
If you’ve been struggling to break into the property market, recent changes to the First Home Guarantee Scheme could be the breakthrough you’ve been waiting for.What’s new?The First Home Guarantee Scheme has undergone significant changes in 2025, especially in Melbourne:Price cap increased from $800,000 to $950,000
 Income limits removed, making more buyers eligible
 5% deposit scheme proposed, reducing upfront costs
 Melbourne market opportunityLet’s say you were...
Posted in:First Home Buyersproperty purchaseHomeownershiphome buying5% deposit schemefirst home guarantee  

Breaking: Major change to 5% deposit scheme could save you thousands.

Posted by Chris Collard on 2 September 2025
Breaking: Major change to 5% deposit scheme could save you thousands.
If you’ve been dreaming of owning your first home, there’s big news that could make it easier than ever to take that next step.Starting 1 October, the government is expanding the Home Guarantee Scheme, allowing eligible buyers to purchase a property with just a 5% deposit, and no lenders mortgage insurance (LMI). That’s a potential saving of tens of thousands of dollars.BOOK NOWWhat’s changing?No income limits – anyone buying their first home can apply.Higher property price caps –...
Posted in:First Home Buyerssmart investinghome buying5% deposit schemehome guarantee scheme