Posted in Small Businesses

Lots of things can affect someone’s credit history - getting sick, redundancy, divorce, forgetting to redirect bills if you move, or just an accidental slip on timing can mean late or even missed payments. If you have credit issues from these sorts of situations there are things you can do to help your chances of buying a home. Here are five tips to help you get back on top. 1. Get your credit report under control The first thing you should do if you do have credit problems is get a...

Firstly, a holiday budget should include ALL your expenses. Often the biggest holiday spending culprits aren't just the gifts you put under the tree, there are also the annual get-togethers with friends, tickets for raffles around the office to support local charities, teacher gifts, the office Secret Santa - the list goes on. Here are six ways to have a great holiday season on a budget. Make a list Make a list of who you have to shop for and ask yourself if you're really e...

If you're a small business owner, here are a few simple steps worth taking to help keep your cash flow in check. You've probably noticed small business owners are often tight on time. And you're not alone if just the thought of finance admin is enough to make your palms sweat. To help get your cash flow in order giving you peace of mind as 2017 unfolds here are three easy ways to better manage your money. 1. Manage your cash flow online
Today, more than ever, tech...

The top financial considerations for business owners facing tough office space decisions. If you're a business owner trying to make the decision between leasing or buying business real estate, this is a must-read blog for you. To start with, this is a decision that could make or break your business. Careful thought must be given to things like the unique financial position of your business, tax, costs, future goals and growth or planned scaling back. Weighing up your commer...

There's no reason why with a little forward planning, education and professional advice you can't become a financial guru. Money superstars they are the envy of their friends, the ones others look to for financial advice, and the type of people who are living a life full of rich experiences. Now, you might think these people have reached financial "success" because they are scrupulous savers i.e. cycling to work instead of driving, saving on tax and minimisng the ...