Posted in property investors

When you're preparing to apply for a home loan, every detail of your financial profile matters—including your spending habits. One area that lenders are increasingly paying attention to is gambling activity.At FinancePath, we’re here to help you understand how your financial behaviours can impact your ability to secure a home loan, and what you can do to put your best foot forward.BOOK NOWWhy lenders look at gambling activityAs part of the home loan application process, lenders conduct a t...

Buying a home or investing in property is one of the most significant financial decisions you'll ever make. It's a journey filled with excitement, anticipation, and, understandably, a few questions.At FinancePath, we understand the importance of making informed decisions, and we're here to guide you every step of the way.BOOK NOWWhether you're a first home buyer eager to step onto the property ladder or an investor looking to expand your portfolio, we've got the answers to the most pressing questi...

Negative gearing is a hot topic in Australia right now, with many differing opinions on how it should be handled. Often in the spotlight during election periods, this investment strategy has been a point of contention due to its implications for housing affordability and the broader economy. Let's break down what it means, how it impacts property investors, and why it's such an important topic in today’s market.What is negative gearing?Negative gearing happens when the costs of owning an...

With the Reserve Bank of Australia (RBA) cutting the cash rate, interest rates have come down. So, is now a good time to buy property? The answer depends on your unique circumstances and goals, but it’s always best to get a leg up on the property ladder sooner rather than later. Here are some compelling reasons to consider jumping right in.Competitive interest ratesIn February, the central bank lowered the cash rate from a 13-year high of 4.35% to 4.10%. Many lenders, including Australia’...

At FinancePath, we understand the challenges homeowners are facing with rising costs of living and mortgage repayment pressures. However, amidst these financial stresses, there’s some positive news for property owners. National property prices have continued to see growth, providing homeowners with potential opportunities.National property prices continue to riseIn October 2024, data from CoreLogic revealed that national property values increased by 0.3%, marking the 21st consecutive month ...