Posted in Building Wealth

Here are 7 traits we've noticed in smart money managers. Most people have thought about what it would be like to live debt free, take ad hoc holidays and maybe even own a really nice car or three! The million-dollar question is: How to become rich? Naturally, there's no simple answer. But, we have noticed a few significant differences between people who have mastered the art of managing and making money, and those who struggle to create any wealth for themselves at all....

Here's what you need to know about saving for a home loan deposit in 2016. We get it, home affordability for first home buyers in particular continues to be a major issue, especially in Melbourne and Sydney. For example, Melbourne's median house price is $713,000, according to Real Estate Institute of Victoria data for the March quarter 2016. While Sydney's median sits just shy of $1 million. What's more, you have probably noticed lenders have introduced stricte...

Are you ready to spend the kids inheritance? Don't worry, you're not the only parents having this conversation. And there are a few good reasons for having it. For example, 40 per cent of 20-24 year olds still live at home, according to the recent ABS Census. These so-called 'failure to launch' children are fast becoming "normal", according to researchers. Then there's the 'boomerang children', who return after leaving for a short stint overse...

From piggy bank to longer term goals. For many of us our savings begin when we receive some piggy bank money from our parents or grandparents. Then, as we get older, all of that hard hearned money from our part-time jobs move into our first bank account. We learn to earn small amounts of interest and get excited when those savings grow.  These first experiences teach us the importance of saving and budgeting. It's about setting expectations and understanding that with a re...

The Right Fit for You We get it, it's your life, your future and the future of those you love and care for. As advisors, what your financial goals are and what your money means to you is important to us. That why our mission is striving to help you achieve happiness. There are many different firms and advisors all seeking you as a client. You need help, but who do you choose? Our industry varies considerably in advisor credentials, experience, compensation and fees. All this ne...