Buying your first home is a huge milestone and thanks to the expanded Australian Government 5% Deposit Scheme, it’s now more achievable than ever.From 1 October, eligible first-home buyers can purchase a property with just a 5% deposit and no lenders’ mortgage insurance (LMI). That’s a big saving, and it’s expected that around 70,000 Australians will take advantage of the scheme in its first year.With fewer barriers to entry and significant savings on upfront costs, the 5% Deposit Sch...

If you're thinking about buying an investment property, one of the smartest moves you can make is choosing a suburb with strong potential for capital growth. That means the value of your property could increase over time helping you build wealth faster.We’ve helped hundreds of buyers identify high-growth suburbs and secure the right finance to invest with confidence. Reach out to the FinancePath team for personalised insights and support.BOOK NOWOf course, there’s no crystal ball to predic...

After three interest rate cuts this year, the home loan landscape in Australia has shifted—and for many homeowners, that’s great news. With rates dropping and new opportunities emerging, now’s the time to explore whether refinancing could work in your favour. The right move could mean big savings and a more flexible loan setup. Reach out to us today to know your options.BOOK NOWMore Australians are refinancing their home loans, escaping what’s known as “mortgage prison” and findin...

Did you know that more than half of Australian mortgage holders could be losing thousands without even realising it?Recent research from Money.com.au shows that 57% of Australians have never checked if their offset account is correctly linked to their home loan. This simple oversight could cost borrowers over $111,000 in extra interest over a 30-year loan term on a $600,000 mortgage at 5.50%.What’s going on?Many homeowners assume their lender automatically links their offset account to thei...

Australia’s property market continues to attract migrants seeking stability, investment opportunities, and a place to call home. However, for many new arrivals, navigating the home loan process can feel overwhelming. Whether you're on a skilled visa, humanitarian visa, or permanent residency pathway, understanding your options is key to making informed decisions.Looking to buy your first home in Australia?At FinancePath, we specialise in helping migrants navigate the home loan process with e...