The recent federal election saw the Labor Party secure a decisive victory, ushering in a wave of proposed housing reforms that could significantly benefit first home buyers. If you're planning to enter the property market, here’s what Labor’s housing policies could mean for your homeownership journey.Explore your options today and see how these changes could help you take the first step toward owning your home.BOOK NOW5% home deposit without Lenders Mortgage Insurance (LMI)One of the most ...

As the end of the financial year approaches, it’s the perfect time for property investors to review their finances and ensure they’re making the most of available tax deductions. Whether you own one investment property or several, smart tax planning can help you reduce your taxable income and set yourself up for a stronger financial year ahead.BOOK NOWHere are some essential EOFY tax tips for property investors to help you stay compliant and maximise your returns.Know what rental property...

When you're planning to build your own home, understanding the difference between a construction loan and a standard home loan is crucial. It's a question we get asked frequently, especially with the increasing number of knockdown and rebuild projects we assist with.Get a construction loan and receive funds as you build. Start today!BOOK NOWHere’s a quick guide to help you understand how they work.What is a Construction Loan?A construction loan is designed specifically for those who are build...

Negative gearing is a hot topic in Australia right now, with many differing opinions on how it should be handled. Often in the spotlight during election periods, this investment strategy has been a point of contention due to its implications for housing affordability and the broader economy. Let's break down what it means, how it impacts property investors, and why it's such an important topic in today’s market.What is negative gearing?Negative gearing happens when the costs of owning an...

The 2025-26 Federal Budget introduced a suite of housing and cost-of-living measures designed to shape Australia’s property landscape. Below is a concise overview of the changes and the outcomes they aim to achieve—so you know what’s coming and how it might influence your plans to purchase in 2025.BOOK NOW1. Help-to-Buy scheme expansionWhat’s changing:Government equity contribution increased to up to 40% of a home’s purchase price.Income caps raised to $100,000 for individuals and $...