If your home has increased in value or you’ve made solid progress paying down your mortgage, you could be sitting on a powerful tool to build wealth—your home equity.At FinancePath, we help everyday Australians turn their equity into opportunity. Whether you're looking to purchase your first investment property or expand your portfolio, understanding how to leverage your equity can be a smart move toward long-term financial freedom.BOOK NOWWhat is home equity?Your home equity is ...

In July, many experts expected the Reserve Bank of Australia (RBA) to cut interest rates. Inflation seemed under control, and cost-of-living pressures continue to weigh heavily on Aussie households. But instead, the RBA chose to keep the cash rate steady.So, why didn’t they cut rates? Let’s break it down in simple terms.Inflation is better but not quite there yet.Inflation has dropped to 2.4%, which is within the RBA’s target range of 2–3%. That’s a good sign. But the RBA doesn’t ...

With today’s cost-of-living pressures, winter can be a challenging time financially for households, especially with soaring electricity and gas bills. At FinancePath, we understand the importance of keeping your home comfortable without breaking the bank. BOOK NOWHere are seven practical and budget-friendly ways to manage your energy costs this winter.1. Be smart about heatingChoose your heating wisely. According to Choice, reverse-cycle air conditioning is the most cost-effective way to he...

When you're preparing to apply for a home loan, every detail of your financial profile matters—including your spending habits. One area that lenders are increasingly paying attention to is gambling activity.At FinancePath, we’re here to help you understand how your financial behaviours can impact your ability to secure a home loan—and what you can do to put your best foot forward.BOOK NOWWhy lenders look at gambling activityAs part of the home loan application process, lenders conduct a ...

Buying a home or investing in property is one of the most significant financial decisions you'll ever make. It's a journey filled with excitement, anticipation, and, understandably, a few questions.At FinancePath, we understand the importance of making informed decisions, and we're here to guide you every step of the way.BOOK NOWWhether you're a first home buyer eager to step onto the property ladder or an investor looking to expand your portfolio, we've got the answers to the most pressing questi...