Posted in Australia

Buying your first home is a huge milestone and thanks to the expanded Australian Government 5% Deposit Scheme, it’s now more achievable than ever.From 1 October, eligible first-home buyers can purchase a property with just a 5% deposit and no lenders’ mortgage insurance (LMI). That’s a big saving, and it’s expected that around 70,000 Australians will take advantage of the scheme in its first year.With fewer barriers to entry and significant savings on upfront costs, the 5% Deposit Sch...

If you're thinking about buying an investment property, one of the smartest moves you can make is choosing a suburb with strong potential for capital growth. That means the value of your property could increase over time helping you build wealth faster.We’ve helped hundreds of buyers identify high-growth suburbs and secure the right finance to invest with confidence. Reach out to the FinancePath team for personalised insights and support.BOOK NOWOf course, there’s no crystal ball to predic...

After three interest rate cuts this year, the home loan landscape in Australia has shifted—and for many homeowners, that’s great news. With rates dropping and new opportunities emerging, now’s the time to explore whether refinancing could work in your favour. The right move could mean big savings and a more flexible loan setup. Reach out to us today to know your options.BOOK NOWMore Australians are refinancing their home loans, escaping what’s known as “mortgage prison” and findin...

In July, many experts expected the Reserve Bank of Australia (RBA) to cut interest rates. Inflation seemed under control, and cost-of-living pressures continue to weigh heavily on Aussie households. But instead, the RBA chose to keep the cash rate steady.So, why didn’t they cut rates? Let’s break it down in simple terms.Inflation is better but not quite there yet.Inflation has dropped to 2.4%, which is within the RBA’s target range of 2–3%. That’s a good sign. But the RBA doesn’t ...

Are you a content creator and having trouble securing a loan to buy a home, an investment property or getting a loan for a car? To understand your options, BOOK NOW. Frustrated by banks, not knowing how to treat your income and understand your industry. Content creators often face hurdles when securing a mortgage in Australia, given the unique nature of their income, employment status, and the simple fact that banks don’t know which box to put you in! A content creator on socia...