Posted in HECS
How HECS-HELP debt affects your borrowing power (and what’s changing).
Posted by Mark Attard
on 16 December 2025
 "How HECS-HELP debt affects your borrowing power (and what’s changing).")
If you’ve got a HECS-HELP debt and you're planning to buy a home, you might be wondering how it impacts your borrowing capacity. The good news? Recent changes to HECS-HELP repayments and indexation could make it easier to qualify for a home loan.Thinking about buying your first home? Understanding how your student debt affects your loan application is key to borrowing smarter.What’s new with HECS-HELP?The federal government has introduced several changes to ease the pressure on student loa...
| Posted in:Higher Education Contribution SchemeHigher Education Loan ProgramBorrowing capacityAustraliaHECS |
