EOFY tax tips for property investors: Maximise your deductions before 30 June.
Posted by Chris Collard
on 4 June 2025
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As the end of the financial year approaches, it’s the perfect time for property investors to review their finances and ensure they’re making the most of available tax deductions. Whether you own one investment property or several, smart tax planning can help you reduce your taxable income and set yourself up for a stronger financial year ahead.BOOK NOWHere are some essential EOFY tax tips for property investors to help you stay compliant and maximise your returns.Know what rental property...
Posted in:end of financial yearEOFY |
What is a construction loan?
Posted by Mark Attard
on 6 May 2025
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When you're planning to build your own home, understanding the difference between a construction loan and a standard home loan is crucial. It's a question we get asked frequently, especially with the increasing number of knockdown and rebuild projects we assist with.Get a construction loan and receive funds as you build. Start today!BOOK NOWHere’s a quick guide to help you understand how they work.What is a Construction Loan?A construction loan is designed specifically for those who are build...
Posted in:BuildingConstruction Loanhome improvementHomeownershiphome buying |
Negative gearing explained.
Posted by Chris Collard
on 29 April 2025
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Negative gearing is a hot topic in Australia right now, with many differing opinions on how it should be handled. Often in the spotlight during election periods, this investment strategy has been a point of contention due to its implications for housing affordability and the broader economy. Let's break down what it means, how it impacts property investors, and why it's such an important topic in today’s market.What is negative gearing?Negative gearing happens when the costs of owning an...
Posted in:Property InvestmentNegative Gearingproperty investorscapital gains taxCGT |
Federal budget 2025: Key measures that could affect your home buying plans.
Posted by Mark Attard
on 22 April 2025
)
The 2025-26 Federal Budget introduced a suite of housing and cost-of-living measures designed to shape Australia’s property landscape. Below is a concise overview of the changes and the outcomes they aim to achieve—so you know what’s coming and how it might influence your plans to purchase in 2025.BOOK NOW1. Help-to-Buy scheme expansionWhat’s changing:Government equity contribution increased to up to 40% of a home’s purchase price.Income caps raised to $100,000 for individuals and $...
Posted in:First Home Buyersproperty purchasehome buyingfederal budget |
How a redraw facility can benefit you.
Posted by Chris Collard
on 15 April 2025
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Effectively managing your home loan can provide greater flexibility and help you pay off your mortgage faster. A redraw facility is one way to reduce interest costs while still having access to extra funds when needed. Here's what you need to know.What is a redraw facility?A redraw facility allows you to access any extra repayments you've made on your home loan. Instead of simply reducing your loan balance, these funds can be withdrawn later if necessary.How does a redraw facility work?For exam...
Posted in:Home loansmortgageoffsetredraw |