Are you looking to transform your totally loveable but less than spectacular property into your dream home? With property prices on the rise in many markets, renovating may be a more suitable option for many people rather than moving on to another property. Whether you’re looking to rework your garden into a tropical oasis, update your 1960s bathroom or remodel your retro blue kitchen, there are several ways to fund your renovation. 1. Use your equity Equity is the difference betwee...

Diving into the world of property investment can be both exhilarating and daunting. With the potential for considerable returns, it’s tempting to jump right in. However, it’s essential to be aware of common pitfalls and arm yourself with strategies to navigate them. Here’s a guide to help you avoid four common mistakes when buying your first investment property. 1. Poor Cash Flow Management Understand Initial Costs: Before even looking at properties, familiarise your...

Are you planning to purchase your first home or investment property? If you’re new to buying property, here’s how the home loan application process works. Understand your borrowing power When it comes to buying a home or investment property, the first step is to get a clear picture of your borrowing power and budget. How much can you afford to spend on the property? What repayments can you reasonably cover? Having a budget in mind will help you narrow down your property searc...

Managing a mortgage can be challenging, especially when faced with growing expenses. However, with a clear plan, you can make significant progress towards paying off your home loan sooner. Here are our 7 practical tips to help boost your savings. 1. Implement and monitor a budget Use our Budget Planner to categorise your spending & quickly review your finances. Regular checks can help ensure you’re adhering to your budget and savings goals. 2. Develop a sustainable plan to cut ...

Spring typically sees an uptick in property sales and this trend looks set to continue in 2023. With property prices rising in recent months, it’s important to understand how to negotiate like a pro if you’re on the hunt for a bargain this spring. Here are 4 tips to help you negotiate the best deal this season: Tip 1: Comprehensive research A deep understanding of the local property market can be a significant advantage. You’ll be in a better position to make an offer or...