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6 key questions we, as your mortgage advisers can help with.

Posted by Mark Attard on 16 April 2024
6 key questions we, as your mortgage advisers can help with.
In the wake of 13 consecutive cash rate hikes through 2022 and 2023, many aspiring homeowners and current mortgage holders are feeling uncertain. If you have questions and eager to understand your options, BOOK NOW. Worried about achieving your home ownership dream, perhaps you’re questioning what steps to take towards your property investment goals, or you just don’t know what the right thing to do is? In such times, having a skilled professional by your side is invaluabl...
Posted in:Property Investmentmortgageproperty investorsproperty purchase  

To fix or not to fix?

Posted by Mark Attard on 5 April 2024
To fix or not to fix?
Deciding whether to fix your interest rate or stay variable depends on various factors, including your financial situation, risk tolerance, and outlook on interest rates. To understand your options, BOOK NOW. Here are some considerations to help you make an informed decision: Fixed Rate: Certainty and Stability: Choosing a fixed interest rate provides certainty and stability in your mortgage repayments, as your rate remains unchanged for the fixed term (usually 1 to 5 years). This ...
Posted in:Interest ratesfixed interestvariable rate  

Prepare the sale of your house to attract buyers and maximise selling price.

Posted by Mark Attard on 5 April 2024
Prepare the sale of your house to attract buyers and maximise selling price.
Preparing your house for sale is essential to attract potential buyers and maximise its selling price. Here are some steps you can take to get your house ready: 1) Declutter and Depersonalise Start by decluttering your home to make it appear more spacious and organised. Remove personal items such as family photos and memorabilia to help buyers envision themselves living in the space. 2) Deep Clean Clean your home thoroughly, paying attention to often overlooked areas such as baseboards, ...
Posted in:stylingInterior stylinghouse for sale  

To buy or to rent?

Posted by Chris Collard on 5 April 2024
To buy or to rent?
Deciding whether to buy or rent a home depends on various factors, including your financial situation, lifestyle preferences, and long-term goals. To understand your options, BOOK NOW. Here are some key considerations to help you make an informed decision: Financial Considerations: Upfront Costs: Buying a home typically requires a substantial upfront investment, including a down payment, closing costs, and other fees. Renting, on the other hand, usually involves a security deposit ...
Posted in:PropertyBuying a houseTo buy or rentRents  

Achieve your dream homeownership sooner than you think!

Posted by Chris Collard on 3 April 2024
Achieve your dream homeownership sooner than you think!
Getting ready to buy a home starts with saving for the deposit. It might seem challenging, but with a solid strategy, you can make it happen. To help you understand your options, BOOK NOW. Here are several things to consider to get you started and on track for home ownership sooner than you think. 1) Set a Realistic Savings Goal Determine how much you need for a home deposit based on the property you want to buy and your lender's requirements. Typically, a deposit of at least 20%...
Posted in:Property InvestmentHome loansFirst Home BuyersBorrowing capacitygovernment grants