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To buy or to rent?

Posted by Chris Collard on 5 April 2024
To buy or to rent?
Deciding whether to buy or rent a home depends on various factors, including your financial situation, lifestyle preferences, and long-term goals. To understand your options, BOOK NOW. Here are some key considerations to help you make an informed decision: Financial Considerations: Upfront Costs: Buying a home typically requires a substantial upfront investment, including a down payment, closing costs, and other fees. Renting, on the other hand, usually involves a security deposit ...
Posted in:PropertyBuying a houseTo buy or rentRents  

To fix or not to fix?

Posted by Mark Attard on 5 April 2024
To fix or not to fix?
Deciding whether to fix your interest rate or stay variable depends on various factors, including your financial situation, risk tolerance, and outlook on interest rates. To understand your options, BOOK NOW. Here are some considerations to help you make an informed decision: Fixed Rate: Certainty and Stability: Choosing a fixed interest rate provides certainty and stability in your mortgage repayments, as your rate remains unchanged for the fixed term (usually 1 to 5 years). This ...
Posted in:Interest ratesfixed interestvariable rate  

5 tips for effectively managing your mortgage repayments.

Posted by Mark Attard on 3 April 2024
5 tips for effectively managing your mortgage repayments.
If you’re concerned about how to best manage your money, struggling to cover your mortgage repayments and other living expenses, you’re not alone. To understand your options, BOOK NOW. Recent data shows that more Australian homeowners are facing mortgage stress than ever before. Here are some tips to help you better manage your finances and make your next mortgage repayment. 1) Create a Realistic Budget Understand your financial situation by creating a realistic budget t...
Posted in:Interest ratesmortgagecredit reportrepayments  

Achieve your dream homeownership sooner than you think!

Posted by Chris Collard on 3 April 2024
Achieve your dream homeownership sooner than you think!
Getting ready to buy a home starts with saving for the deposit. It might seem challenging, but with a solid strategy, you can make it happen. To help you understand your options, BOOK NOW. Here are several things to consider to get you started and on track for home ownership sooner than you think. 1) Set a Realistic Savings Goal Determine how much you need for a home deposit based on the property you want to buy and your lender's requirements. Typically, a deposit of at least 20%...
Posted in:Property InvestmentHome loansFirst Home BuyersBorrowing capacitygovernment grants  

Scratching your head trying to understand property jargon?

Posted by Chris Collard on 22 February 2024
Scratching your head trying to understand property jargon?
Are you new to the world of property investing? We're here to help you. To understand more about property investing, BOOK NOW. If you’ve ever found yourself scratching your head at property jargon, we’re here to turn that confusion into clarity. Imagine dazzling your dinner guests with your newfound knowledge, effortlessly chatting about the ins and outs of the market. Negative Gearing In simple terms, negative gearing happens when the expenses of maintaining your pr...
Posted in:Property InvestmentJargon