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Posted in Reducing Debt

Personal loan or credit card - which is better?

Posted by Chris Collard on 30 August 2016
Personal loan or credit card - which is better?
Top considerations for lending (and spending) in Australia. It's no secret that Australians love to spend money. In fact, we owe about $100 billion in credit card and personal loan debt, according to the Australian Prudential and Regulation Authority. So, you are definitely not alone in wanting to know whether you're better off with a personal loan or a credit card. Firstly, there's no doubt credit cards are convenient and allow for immediate spending, but with an a...
Posted in: Credit card Personal loan Property Investment Smart Money Management Reducing Debt  

Should I pay off my mortgage?

Posted by Chris Collard on 3 August 2016
Should I pay off my mortgage?
Find out if it's really a good idea to reduce your mortgage as fast as possible. We've said it before, 'no one wants a loan, right?' It's true. But so is the fact that (almost) everyone wants to own a home. And, in most cases, you need a mortgage to do it. After all, home ownership is a reasonable aspiration given the security and long term economic benefits,  not to mention the sense of belonging that comes with owning a home. And, Australian Bureau of Sta...
Posted in: Smart Money Management Building Wealth Reducing Debt  

What age can I retire?

Posted by Chris Collard on 13 July 2016
What age can I retire?
5 ways to know if you're at retirement age. What age can I retire? We are often asked this question at FinancePath. And, the answer is simple you can retire at any age you like. The real question is: are you ready to retire? But before we delve into what financial considerations you must make when preparing for retirement, you should first ensure you're mentally prepared to give up work. After all, it's no secret that our purpose in life is often entwined with our occup...
Posted in: Retirement Building Wealth Reducing Debt  

Top 5 principles for mastering your money

Posted by Chris Collard on 28 June 2016
Top 5 principles for mastering your money
Learn how to achieve your financial goals sooner. Believe it or not mastering your money is not all about how much you earn. Sure, your income is important, but the most important thing is having clarity over the money you do have. That means using it correctly to achieve the things that are most important to you. Whether you're saving for an overseas holiday, preparing to have more time off when your baby arrives, or finally buying that investment property you've always wa...
Posted in: Smart Money Management Building Wealth Reducing Debt  

Want to know the differences between poor and rich people?

Posted by Mark Attard on 28 June 2016
Want to know the differences between poor and rich people?
Here are 7 traits we've noticed in smart money managers. Most people have thought about what it would be like to live debt free, take ad hoc holidays and maybe even own a really nice car or three! The million-dollar question is: How to become rich? Naturally, there's no simple answer. But, we have noticed a few significant differences between people who have mastered the art of managing and making money, and those who struggle to create any wealth for themselves at all....
Posted in: Smart Money Management Building Wealth Reducing Debt