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Posted in Property Investment

How much deposit do I need to buy a house?

Posted by Mark Attard on 21 June 2016
How much deposit do I need to buy a house?
Here's what you need to know about saving for a home loan deposit in 2016. We get it, home affordability for first home buyers in particular continues to be a major issue, especially in Melbourne and Sydney. For example, Melbourne's median house price is $713,000, according to Real Estate Institute of Victoria data for the March quarter 2016. While Sydney's median sits just shy of $1 million. What's more, you have probably noticed lenders have introduced stricte...
Posted in:Property InvestmentFirst Home BuyersBuilding Wealth  

3 things to understand before doing any home improvement

Posted by Chris Collard on 6 June 2016
3 things to understand before doing any home improvement
A renovation can be a smart financial move, if you plan ahead. Here's how. A Renovation is (usually) a great way to increase the value of your home. Whether you intend on living in the house for years to come, leasing it out or selling, your home is an investment and improving it is often a smart financial move. But, there are a few important considerations to make before rolling up your sleeves and getting stuck in.
 
1. Is your decision to renovate a lifestyle or a f...
Posted in:Property InvestmentUpgrading your HomeUpgrade My Home  

Investing regularly

Posted by Mark Attard on 30 May 2016
Investing regularly
Benefits to investing frequently Setting your savings and investment goals requires a few simple steps: Step 1: Figure out what you want to achieve
Your savings goals are very personal and may change over time. Be it retirement, a vacation or your child's education, everyone is saving for something. Write down these goals so that you can reassess in time. Step 2: Devise a plan
Get started by working out how much your bills cost each month (mortgage or rent, utilities, e...
Posted in:Property Investment  

10 things to look for in a great lending consultant

Posted by Mark Attard on 27 May 2016
10 things to look for in a great lending consultant
The Right Fit for You We get it, it's your life, your future and the future of those you love and care for. As advisors, what your financial goals are and what your money means to you is important to us. That why our mission is striving to help you achieve happiness. There are many different firms and advisors all seeking you as a client. You need help, but who do you choose? Our industry varies considerably in advisor credentials, experience, compensation and fees. All this ne...
Posted in:Small BusinessesProperty InvestmentSmart Money ManagementReducing TaxBuilding Wealth