The secret to financial success? It’s all about strategy!
Posted by Chris Collard
on 10 September 2024
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When we think about financial success, it’s easy to assume that it’s all about earning more money or cutting back on spending. However, the truth is that achieving financial success goes far beyond just income and expenses. It’s about adopting the right strategies—those that help you master your money and take control of your financial future.At FinancePath, we’ve spent years working with clients to help them achieve their financial goals. Through these experiences, we’ve identifi...
Posted in:Financial planningSMART goals |
What is Co-ownership?
Posted by Chris Collard
on 30 August 2024
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In today's Australian property market, skyrocketing prices and tightening lending criteria have made homeownership feel like a distant dream for many. But what if you didn't have to go it alone? Co-ownership, an emerging trend in the real estate world, offers a solution that can make buying property more attainable, especially for first-time buyers.If you're considering co-ownership or simply want to explore your options further, book an appointment with FinancePath today. BOOK NOWWhat is C...
Posted in:repaymentsdepositHomeownershipCo-ownership |
Navigating the road to homeownership: A guide for Australian Gen Z
Posted by Mark Attard
on 28 August 2024
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For many in Australia's Gen Z, the dream of owning a home feels increasingly elusive. With skyrocketing property prices, stringent lending criteria, and the rising cost of living, it's easy to feel overwhelmed. However, with the right strategies and a clear understanding of the challenges, homeownership can become more achievable.Let's explore your options and develop a tailored plan to help you achieve your dream of homeownership. Book a call today, and we will be more than happy to a...
Posted in:Home loansgovernment grantsHomeownershipGen Z |
Should I payoff my home loan or invest?
Posted by Chris Collard
on 21 August 2024
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To pay more off your home loan or invest in another property?Ultimately, it depends on your financial situation and long-term goals as to whether you funnel your funds into your home or an investment property.To understand more your options, book a chat with us today. BOOK NOWRead on to discover some key factors to consider before deciding what’s suitable for you.How much do you owe on your home?If you have a significant balance on your home loan, you may need to delay plans for a...
Posted in:Property InvestmentSuperannuationHome loansrepayments |
Is now a good time to refinance?
Posted by Mark Attard
on 21 August 2024
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Inflation seems to be headed in the right direction, but Reserve Bank of Australia Governor Michele Bullock says a near-term cash rate cut isn’t on the cards.So, where does that leave homeowners wondering whether now is a good time to refinance?The decision as to whether to refinance depends largely on your individual situation and goals. Here are a few key considerations to think about when deciding whether or not to refinance.Understand how current rates can work for you. Book a call...
Posted in:RefinanceRBAequityoffsetredraw |