Blogs

After three interest rate cuts this year, the home loan landscape in Australia has shifted—and for many homeowners, that’s great news. With rates dropping and new opportunities emerging, now’s the time to explore whether refinancing could work in your favour. The right move could mean big savings and a more flexible loan setup. Reach out to us today to know your options.BOOK NOWMore Australians are refinancing their home loans, escaping what’s known as “mortgage prison” and findin...

Did you know that more than half of Australian mortgage holders could be losing thousands without even realising it?Recent research from Money.com.au shows that 57% of Australians have never checked if their offset account is correctly linked to their home loan. This simple oversight could cost borrowers over $111,000 in extra interest over a 30-year loan term on a $600,000 mortgage at 5.50%.What’s going on?Many homeowners assume their lender automatically links their offset account to thei...

Australia’s property market continues to attract migrants seeking stability, investment opportunities, and a place to call home. However, for many new arrivals, navigating the home loan process can feel overwhelming. Whether you're on a skilled visa, humanitarian visa, or permanent residency pathway, understanding your options is key to making informed decisions.Looking to buy your first home in Australia?At FinancePath, we specialise in helping migrants navigate the home loan process with e...

At FinancePath, we’ve seen a meaningful rise in homeownership inquiries from the Ukrainian community in Melbourne—a trend that reflects not only a growing sense of stability, but also a powerful desire to build a future in Australia, and we’re here to help turn that hope into homeownership.We’re proud to support the Ukrainian community on their journey to homeownership. Whether you're just starting out or ready to take the next step, our team is here to guide you with expert advice and...

Ever feel like your borrowing power has hit a ceiling? You’re not alone.With property prices climbing and banks tightening their lending rules, many Aussies are looking for smarter ways to invest. One option that’s getting a lot of attention is using a Self-Managed Super Fund (SMSF) to buy property.Thinking about whether this could work for you? Book a free chat now with the FinancePath team and get expert advice tailored to your goals.BOOK NOWWe sat down with Chris Collard, Director...