Blogs

Property investing looks different for everyone, and there’s no one-size-fits-all approach. With market conditions, lending rules and affordability continuing to shift, planning and preparation are becoming more important than ever.As 2026 begins, many investors are reassessing their strategies whether they already own investment properties or are preparing for their first purchase. Here are five key considerations investors are keeping front of mind this year.1) Clarifying investment ...

As interest rates shift and the property market changes, your home loan shouldn’t be a set-and-forget commitment. Just like your financial goals, your mortgage needs can evolve, so it’s worth reviewing your loan regularly to make sure it still suits you.If it’s been a while since you last checked in, now is a great time for a quick home loan health check. What worked when you first bought your home may no longer be the most competitive or cost-effective option.A review can highlight whe...

Buy Now, Pay Later (BNPL) services like Afterpay and Zip have become hugely popular in Australia. They make shopping easy by splitting purchases into smaller, interest-free instalments provided you pay on time.It’s no wonder BNPL is booming. In fact, the value of BNPL transactions in Australia is expected to grow from $17 billion in 2023 to $30.71 billion by 2029.But if you’re planning to buy a home, BNPL could impact your borrowing power. Recent changes to BNPL regulations mean your spen...

Buying your first home is an unforgettable milestone, but for many first-home buyers, saving a deposit is often the biggest challenge. If you’re planning to enter the property market in 2026, having a clear savings plan can help you move toward your goal with confidence.Here are simple, practical budgeting steps to help you build your deposit.1) Set a clear savings goalStart by working out how much you need to save. Look at recent sales in the suburbs you’re interested in, then estim...

Buying a home is a big dream for many young Australians, but right now, it can feel out of reach. Rising living costs, soaring property prices, and slow wage growth have made saving for a deposit harder than ever.Research from Deloitte Access Economics paints a clear picture:Average home prices jumped 67% in the decade to 2023 (from $548,000 to $915,000).Average incomes for 21–34-year-olds grew just 20% in the same period.This gap means major life milestones like moving out or starting a fa...