Why more Australians are turning to mortgage advisers for home loan advice.

With so many home loan options on the market, navigating the lending landscape can feel overwhelming. Should you go with a Big Four bank or a smaller lender? Is a fixed-rate or variable home loan the better choice right now?

It’s no surprise that more Australians are choosing to work with a mortgage adviser to simplify the process and make smarter financial decisions. In fact, mortgage advisers now account for a record 76% of all home loans written—a clear sign that borrowers value expert guidance.

At FinancePath, we’re proud to be part of that shift.

Here’s why more Aussies are trusting advsiers to help them secure the right home loan.

1. Maximise your borrowing power

Every lender has different policies and criteria, which means your borrowing capacity can vary significantly from one bank to another. A mortgage adviser understands these differences and can match you with lenders that are more likely to approve your application—especially if you’re self-employed or have a complex financial situation.

We help you present your finances in the best possible light, so you can borrow with confidence.

2. Access a wider range of home loan options

Unlike banks that only offer their own products, mortgage advisers have access to a broad panel of lenders. That means more choice, more flexibility, and a better chance of finding a home loan that aligns with your goals.

Whether you’re buying your first home, refinancing, or investing, we tailor our recommendations to suit your unique needs—not the lender’s.

3. Unlock exclusive offers and rates

Some lenders offer special deals for certain professions—like doctors, nurses, teachers, or business owners. As your adviser, we know where to find these offers and how to negotiate on your behalf.

We can often secure more competitive interest rates or better loan terms than you might get going direct to a bank.

4. We work in your best interests

Mortgage advisers are legally bound by a Best Interests Duty. That means we’re required to recommend the loan that’s right for you—not the one that earns us the highest commission.

At FinancePath, we take that responsibility seriously. We’re here to guide you through every step of the journey, with advice that’s transparent, personalised, and always in your best interest.

5. We handle the legwork

From pre-approval to settlement, we manage the paperwork, liaise with lenders, and keep the process moving smoothly. We’re also here to answer your questions at any stage—whether you’re just exploring your borrowing capacity or reviewing your loan a year after settlement.

Our goal is to make the home loan process as stress-free and efficient as possible.

Let’s talk about your finance goals

Buying a home is one of the biggest financial decisions you’ll ever make. Working with a mortgage adviser can help you make that decision with clarity and confidence.

Whether you’re ready to apply, want to compare your options, or simply need expert advice, we’re here to help.

Book a free consultation today and discover why three in four Australians are choosing advisers to guide their home loan journey.