You've found your dream property, had your offer accepted, and now there's just one last yet very important milestone to achieve settlement day. The anticipation has been building for weeks! Are you ready for the big day? Settlement day can be both exciting and stressful. As your Credit Advisor, I am here to help you make sure that everything goes smoothly and according to plan. In this article, we'll provide an overview of what to expect and some tips to prepare for a success...

You may have heard it's important to get a home loan pre-approval. But why do you need it? Pre-approval confirms you're eligible to apply for a home loan up to a certain amount. Essentially, the lender checks your financial circumstances to decide if you'll meet their criteria and can afford to repay a mortgage. It is also a recommended first step to your property search because of the numerous benefits it can give you. Benefits of a home loan pre-approval. 1. Confirm your...

An investment property is a business, so it is important to manage it properly in order to achieve financial success. One of the first decisions you'll need to make is whether to manage it yourself or hire a property manager. If you're the hands-on type of business owner, managing the investment property yourself may work best for you. But whether you decide to go DIY or hire a property manager, it helps to know the ins and outs of this kind of business. So, here are five tips to ...

Buying your first home or investment property is exciting! Like planning for a holiday, you start researching about the fun things you want to do. Out of excitement, you also start looking up other activities not in the original plan, instead of researching the basics, like accommodation and transportation options. Buying a property is the same, it requires the same level of commitment towards research. But where to start? Here are the essential steps you should include in your propert...

Another year is coming to an end, and this means End of Year (EOY) sales await! Are you in the market for new wheels before the new year? Now could be a great time to upgrade your car as dealerships work hard to move stock before 2020 models become available. Here are some tips on how you can drive a hard bargain when it comes to buying your new car in the EOY sales. Why now is a great time to buy a car There's no better time to look for a great car deal than in December. For car bu...