Posted in credit report

If you’re concerned about how to best manage your money, struggling to cover your mortgage repayments and other living expenses, you’re not alone. Recent data shows that more Australian homeowners are facing mortgage stress than ever before. Here are some tips to help you better manage your finances and make your next mortgage repayment. 1) Create a Realistic Budget Understand your financial situation by creating a realistic budget that includes all your income sources and exp...

Have you ever wondered how lenders decide whether to grant you that desired home loan? Your credit report holds significant importance in their decision-making process. Think of it as your financial report card, showcasing your payment habits and borrowing history. Discover what you need to know about credit reports and why your credit score plays a vital role in your journey toward homeownership. What is a credit report and why is it important? A credit report summarises your credit behav...