Preparing your house for sale is essential to attract potential buyers and maximise its selling price. Here are some steps you can take to get your house ready: 1) Declutter and Depersonalise Start by decluttering your home to make it appear more spacious and organised. Remove personal items such as family photos and memorabilia to help buyers envision themselves living in the space. 2) Deep Clean Clean your home thoroughly, paying attention to often overlooked areas such as baseboards, ...

Deciding whether to buy or rent a home depends on various factors, including your financial situation, lifestyle preferences, and long-term goals. Here are some key considerations to help you make an informed decision: Financial Considerations: Upfront Costs: Buying a home typically requires a substantial upfront investment, including a down payment, closing costs, and other fees. Renting, on the other hand, usually involves a security deposit and possibly first and last month's rent...

Deciding whether to fix your interest rate or stay variable depends on various factors, including your financial situation, risk tolerance, and outlook on interest rates. Here are some considerations to help you make an informed decision: Fixed Rate: Certainty and Stability: Choosing a fixed interest rate provides certainty and stability in your mortgage repayments, as your rate remains unchanged for the fixed term (usually 1 to 5 years). This can be beneficial for budgeting and financia...

If you’re concerned about how to best manage your money, struggling to cover your mortgage repayments and other living expenses, you’re not alone. Recent data shows that more Australian homeowners are facing mortgage stress than ever before. Here are some tips to help you better manage your finances and make your next mortgage repayment. 1) Create a Realistic Budget Understand your financial situation by creating a realistic budget that includes all your income sources and exp...

Getting ready to buy a home starts with saving for the deposit. It might seem challenging, but with a solid strategy, you can make it happen. Here are several things to consider to get you started and on track for home ownership sooner than you think. 1) Set a Realistic Savings Goal Determine how much you need for a home deposit based on the property you want to buy and your lender's requirements. Typically, a deposit of at least 20% of the property's purchase price is recommended ...