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Keep up-to-date with the latest money management news and views.

  • Want to know the steps to buying a house?
  • What makes a good investment property?
  • The pros and cons of a joint bank account?

Whether you're about to buy your first home, upgrade, invest, start a business or retire, our money management blog covers everything you need to know to make smart financial decisions.

Understanding your tax position when investing in property

Posted by Chris Collard on 22 March 2022
Understanding your tax position when investing in property
In addition to capital growth and cash flow benefits, property investment may help improve your overall tax position. The attraction of investment property is the potential to build long term wealth. The ability to borrow a portion of the property value not only helps investors get into the market, but it also provides an opportunity to maximise returns through investment. But the capacity to borrow can also offer investors tax benefits depending on the structure of their property finance, ...
Posted in:TaxNegative Gearing Investment PropertyInvestmentProperty InvestmentBuilding Wealth  

Determining your borrowing capacity

Posted by Mark Attard on 22 March 2022
Determining your borrowing capacity
The first step to successful property investment is to understand your financial position and borrowing capacity. Investors need to have a clear understanding of what their goals are before investing in the property market if they are to maximise their chances of success. This will include determining if the goal is capital gains or generating cash flow, if it is a long term or short term strategy, and what kind of financing is required. One of the biggest attractions of investing in ...
Posted in:Negative Gearing Investment PropertyInvestmentProperty InvestmentBuilding Wealth  

Good reasons to invest in property!

Posted by Chris Collard on 22 March 2022
Good reasons to invest in property!
Investing in property is a sound part of any investment strategy for individuals that are focused, educated and proactive. Property investment has long been a favourite with Australians and with good reason. Over generations and numerous market cycles it has delivered solid returns and created lasting wealth for many. It is not as complex as investments such as stocks, shares, bonds or other financial products and the investment principles involved in property are relatively simple. With th...
Posted in:Negative Gearing Investment PropertyPropertyInvestmentProperty InvestmentBuilding Wealth  

Fixed rates - Why now might be the time to act.

Posted by Chris Collard on 26 January 2022
Fixed rates - Why now might be the time to act.
        What is happening with fixed rates? This is a question the FinancePath team are being asked with increasing frequency. Before I address this question and provide my thoughts, lets understand what is happening in the market. What is happening with the cash rate? Although the official cash rate remained unchanged in 2021, it appears that the RBA is abandoning its previous assertion that interest rates will be on hold until at least 2024, with a rate increase now ...
Posted in:To buy or rentInterest ratesFirst Home BuyersUpgrade My Homefixed interest  

All you need to know about off the plan contracts.

Posted by Chris Collard on 18 October 2021
All you need to know about off the plan contracts.
Considering buying a property off the plan? Read on to find out what you need to know if you're thinking about buying off the plan in 2021. What does 'buying off the plan' mean? When you buy 'off the plan', it means the property you're buying is not built yet. Typically, you'll only have to pay the deposit upfront, then the balance of the purchase price once the property is completed. Because an off the plan purchase is a new build home, you may qualify for stamp...
Posted in:real estatePropertyBuying a houseBuildingUpgrading your HomeFirst Home Buyers  

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