Posted in Smart Money Management

Director's report - Is it too late to buy an investment property?

Posted by Mark Attard on 1 August 2017
Director's report - Is it too late to buy an investment property?
5 questions you need to ask that will give you the answer. The general consensus is that the property markets especially in Melbourne and Sydney have peaked or are close to peaking and that property price increases in general will be lower than what we have seen over the recent past. Does this mean you put the cue in the rack and wait for prices to slow down or maybe even drop? History would suggest that when prices slow down or drop, within the next couple of years well locate...
Posted in: real estate Property Investment Property Investment Smart Money Management Building Wealth  

How demand for convenience can affect your money management habits

Posted by Chris Collard on 25 July 2017
How demand for convenience can affect your money management habits
Why you should beware of these five ways banks promise to 'make your life easy'. We have a question. Is today's obsession with convenience and having everything at our fingertips actually our biggest financial weakness?

There's no doubt Australians today are spending more time than ever on mobile devices, shopping online and using electronic transfers to manage the family budget. But, I fear this drive to make everything convenient, easy and quick is causing us...
Posted in: Banks Smart Money Management Building Wealth  

Is it time to fix your interest rate?

Posted by Mark Attard on 4 July 2017
Is it time to fix your interest rate?
It is one of the most common questions we get asked. Should I fix the interest rate on my loan? Below are the things you need to consider and talk through with us before making the right decision for you. Principle and Interest Home loans Most lenders offer better rates for Principle and Interest (P&I) repayments. They also offer better rates where your total loan limit is 80% or below the value of your home. Given the increase in property prices in Melbourne and Sydney...
Posted in: Debt real estate Interest rates Financial planning Investment Home loans Upgrading your Home Smart Money Management Reducing Debt  

6 changes property owners need to know from the 2017 budget

Posted by Chris Collard on 23 May 2017
6 changes property owners need to know from the 2017 budget
1. First Home Buyers There's a little bit of good news for first home buyers looking to save up a deposit for their first home. The 2017 federal budget states that they will be able to use their superannuation to assist with saving for a deposit for their home from 1 July 2017.
First home buyers will be able to salary sacrifice up to a maximum of $30,000 or $15,000 per year from their pre-tax income. This is over and above the compulsory superannuation contribution they currently...
Posted in: real estate Property Business real estate Financial planning Investment Property Investment Business Assets Smart Money Management Building Wealth  

Is the property market about to crash?

Posted by Mark Attard on 2 May 2017
Is the property market about to crash?
Over the last 6 months this is one of the most common questions I have been asked. It's not a new question. It comes around every so often, normally after clients have read an article in one of the daily newspapers or watched a Today Tonight expose' on the crash that has to happen. I myself read an article last week that shared an overseas investment research houses assessment of our property market. For an overseas research house it was quite balanced and thorough but like...
Posted in: real estate Property Property Investment Smart Money Management First Home Buyers Building Wealth Upgrade My Home  
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